AI-powered financial intelligence

Financial
clarity.
Every payday.

NUTHRIVO turns your paycheck into a complete household plan — smart budgeting, AI meal planning, and a grocery list matched to what you can afford. Built for modern households, with support for five languages.

★★★★½ Trusted by families who choose clarity No bank connection required
🔒 No bank access 📱 iOS & Android 🌍 5 languages 🍽 Flexible weekly meals
Good morning, Maria 👋
$1,847
Your household plan · Jun 1 – Jun 8
🏠
Rent
Due Jun 1
$1,200
Electric
Due Jun 8
$85
🛒
Groceries
This week
$140
Haitian Griot with Rice & Beans
⏱ 45 min · ~$3.80/serving · Dinner tonight
🔥 520 cal 💪 38g protein 🥑 18g fat
Grocery budget91% · On track ✓
$340 avg monthly grocery overspend in America
61% of US adults live paycheck to paycheck
73% abandon budgeting apps within 30 days
21 AI-planned meals every week
5 languages supported at launch
$0 bank connection required
$340 avg monthly grocery overspend in America
61% of US adults live paycheck to paycheck
73% abandon budgeting apps within 30 days
21 AI-planned meals every week
5 languages supported at launch
$0 bank connection required
61%
of US adults run out of money before their next paycheck — regardless of income level
$340
average monthly grocery overspend because most families shop without a plan
73%
of budgeting app users quit within 30 days. Because those apps were built for people who already have money — not for families managing every dollar.
The problem

The tools exist. They just weren't built for you.

Mint, YNAB, every budgeting app you've tried — they all assume you have a savings account, understand APR, and just need better charts. They require a bank connection most families won't trust.

And none of them answer the real question families ask every payday: "What do I do with this money right now?"

"Most budgeting apps were built for people who already have money. NUTHRIVO was built for families who are managing it."

How it works

Simple steps. Lasting impact.

NUTHRIVO takes your paycheck amount — nothing else — and builds your entire household financial plan in seconds. No bank. No jargon. No shame.

1

Enter your income

Paycheck, budget-only, or irregular income. You type it in. We never ask for your bank login — ever.

2

Add your bills

Rent, utilities, phone, car — or skip. NUTHRIVO prioritizes every obligation by due date automatically.

3

Set your household

Family size, ages, diet type, cuisine preferences. Portions scale precisely for infants through teens.

4

Get your full plan

AI generates your paycheck allocation, 7-day meal plan, grocery list, and store comparison in seconds.

5

Shop & track

Follow your grocery list, check off items, track meals, and watch your savings grow over time.

Features

Everything your household needs.

Four powerful tools working together, so you always know where your money is going — and what's for dinner.

AI HOUSEHOLD PLAN Jun 1 – Jun 8
$1,847.00
Paycheck allocated · 5 days to next payday
🏠
Rent
Due Jun 1 · Priority 1
$1,200
Electric
Due Jun 8 · Priority 2
$85
🛒
Groceries
This week · Budget set
$140
🛡
Safe buffer
Available to keep
$422
✓ Your plan is set. Bills covered, groceries budgeted, and $422 stays in your pocket as a safety net.
💵 AI Paycheck Plan

Know exactly what to do the moment you get paid.

Most families make their most important financial decisions in the 48 hours after payday — usually without a plan. NUTHRIVO changes that.

  • 📋Bills sorted by due date, automatically — rent first, utilities second, never miss a payment
  • 🛡Real buffer calculation — not a suggestion, a number you can trust and protect
  • Works for any income type: paycheck, freelance, benefits, mixed — weekly, bi-weekly, or monthly
  • 🔒No bank connection, ever — you enter your income, bills, and household details yourself
🍽 AI Meal Planner

Flexible weekly meals. Zero guesswork. Real recipes.

NUTHRIVO generates a complete 7-day meal plan based on your household size, selected meal slots, diet types, cuisine preferences, and grocery budget — with full recipes scaled to your exact household.

  • 👨‍👩‍👧Portions scaled precisely by age — toddlers, children, teens, adults each get the right amount
  • 🌍Multiple cuisine preferences, including Haitian, Jamaican, Dominican, Trini, Brazilian, Caribbean, American, Mexican, Indian, Italian, Asian, Mediterranean, and more
  • 🥗Diet support: Standard, Vegetarian, Vegan, Halal, Diabetic-friendly, Gluten-free, Low sodium, DASH, Ketogenic, Flexitarian, Pescatarian, Lacto-ovo, Atkins, Low-fat, and Zone
  • 📖Full recipe cards with ingredients, step-by-step instructions, prep time, and cost per serving

🍽 Meal Plan

Week of Jun 1
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Haitian Griot with Rice & Beans
⏱ 45 min · ~$3.80/serving · Dinner
Breakfast
Labouyi Bannann
🕐 15 min · $1.20
Lunch
Grilled Chicken & Salad
🕐 20 min · $2.80

🛒 Smart Grocery List

$127.40 planned $140 budget · 91%
Plantains (3 lbs)3 lb$1.89adv
Cabbage (1 head)1 ea$1.29est
Scotch bonnet peppers4 ea$0.99est
Pork shoulder (2 lbs)2 lb$5.98adv
Chicken thighs (3 lbs)3 lb$4.49adv
Eggs (1 dozen)12 ea$3.29adv
Whole milk (½ gal)64 oz$2.49est
🛒 Smart Grocery List

A list that knows what you can afford.

NUTHRIVO consolidates every ingredient from your 7-day meal plan into one organized, priced grocery list — sorted by store section, using live pricing when available and clear estimates when it is not.

  • 💰Budget bar shows your spend vs budget in real time as you check items off
  • 🏷Every price is labeled clearly: live store price when available, estimate when store data is not available
  • 📋Organized by store section — produce, meat, dairy, frozen, pantry — so you never backtrack
  • 📤Share your list to WhatsApp, iMessage, or any app with one tap
📍 Store Finder & Price Comparison

Know which store saves you the most this week.

NUTHRIVO finds nearby grocery stores and estimates your total basket cost at each one — so you can choose the best value before you even leave the house.

  • 🗺Finds nearby grocery stores within a practical search radius around your ZIP code
  • 💵Estimates your full grocery basket at each store — not just individual items
  • Best value store highlighted in green — the decision is made for you
  • 🍽Restaurant suggestions appear when your plan leaves room in the budget

📍 Nearby Stores

Best value for your $140 grocery list this week

✓ Best value
Aldi
$118
0.8 mi · Open
·
Walmart
$124
1.3 mi · Open 24h
·
Kroger
$131
2.1 mi · Open

🏪 Aldi

0.8 miles · Open until 8pm today

Directions →

🏪 Walmart Supercenter

1.3 miles · Open 24 hours

Directions →
💡 Shopping at Aldi saves you ~$13 this week compared to Kroger
Nutrition intelligence

Every meal. Every nutrient. Every family member.

NUTHRIVO calculates nutrition for every meal — calibrated to your household's exact composition. A toddler's portion is 35% of an adult's. A teenager's is 85%. Infants are excluded from meal plans with a note to continue with formula. No guesswork.

1-21
Meals planned per week, depending on the meal slots you choose
6
Nutrients tracked per meal: calories, protein, carbs, fat, fiber, sodium
5
Age groups: infant, toddler, preschool, child, teen — each with precise multipliers
15+
Diet types supported, including Standard, Vegetarian, Vegan, Halal, DASH, Ketogenic, and more
Haitian Griot with Rice & Beans
Per adult serving · 1 of 3.2 portions
520
Cal
38g
Protein
42g
Carbs
18g
Fat
Protein
76%
Carbs
54%
Fat
42%
Fiber
28%
🧒 Your toddler's portion: 182 cal · 13g protein
👦 Your teen's portion: 442 cal · 32g protein
25+ cuisine preferences

Whatever your family loves to eat.

NUTHRIVO plans meals for every palate. Select your favorite cuisines and the AI weaves them into your weekly plan with authentic dishes, proper ingredients, and recipe-aligned meals.

🌴 Caribbean / Haitian
Caribbean & Haitian
Griot · Diri Djon Djon · Soup Joumou · Legim · Pikliz · Labouyi Bannann
🇺🇸 American
American & Southern
BBQ Chicken · Mac & Cheese · Pot Roast · Cornbread · Collard Greens
🌮 Mexican
Mexican & Latin
Tacos · Arroz con Pollo · Enchiladas · Tamales · Pozole
🍛 Indian
Indian
Dal Tadka · Butter Chicken · Biryani · Palak Paneer · Roti
🍝 Italian
Italian & Mediterranean
Pasta · Risotto · Chicken Piccata · Caprese · Minestrone
🥢 Asian
Asian
Fried Rice · Stir Fry · Ramen · Korean BBQ · Pho · Pad Thai
🫒 Mediterranean
Mediterranean & Greek
Hummus · Falafel · Shawarma · Greek Salad · Moussaka
🌍 African
West & East African
Jollof Rice · Egusi Soup · Injera · Suya · Puff Puff · Thieboudienne
5 languages

Financial clarity in your language.

Because the right advice shouldn't depend on what language you speak.

🇺🇸English
🇫🇷Français
🇭🇹Kreyòl ayisyen
🇪🇸Español
🇸🇦العربية
Simple pricing

Plans that grow with your family.

Monthly
Annual Save 20%
🌱
Nurture
Everyday clarity for your paycheck and meals.
$4.99/mo
  • AI paycheck plan
  • 7-day smart meal plan with recipes and nutrition estimates
  • Grocery list builder with budget tracking
  • Bill reminders
  • Private local planning with no bank connection
Get Nurture
👑
Vivo
Complete AI household intelligence.
$14.99/mo
  • Everything in Thrive
  • No-waste mode
  • Family mode for multi-adult households
  • Meal history and meal tracking
  • Priority support
  • Advanced analytics and early access
Get Vivo

🔒 Cancel anytime · No hidden fees · No bank connection required · Free to start with a 24-hour pass

Why families trust NUTHRIVO

Built on trust, not data.

🏦
No bank connection. Ever.
We never ask for your bank login, routing number, or financial credentials. You enter your income, bills, and household details yourself, and that information stays under your control.
📱
Your data stays on your device.
Financial plans, grocery lists, and meal history are stored locally on your phone. No cloud sync of personal financial data — your information never leaves your hands.
🚫
We never sell your data.
NUTHRIVO makes money from subscriptions — not advertising, not data brokering. Your household information is never sold, shared, or used to target you with ads.
🔐
256-bit encryption.
All account data transmitted between your device and our servers is protected with bank-level AES-256 encryption. Your account, your rules.
★★★★★

"Finally an app that doesn't ask for my bank password. I can plan my whole week in two minutes and actually stick to it."

— Maria J., Brooklyn NY
★★★★★

"The fact that it plans Haitian meals — real ones, not just 'Caribbean' as a checkbox — makes it feel built for families like mine."

— Pierre D., Miami FL
★★★★½

"We have three kids at different ages. The way it adjusts portions for our toddler and our teenager separately is genuinely impressive."

— Claudette R., Philadelphia PA
Get early access

Be the first to experience NUTHRIVO.

Join families taking control of their finances — smarter meals, smarter spending, every single payday.

📱 Available on iOS & Android · Free to start with a 24-hour pass · No credit card required